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Dubai, January 18, 2026

Alpen Capital’s 22nd Global Fusion: A Heartfelt Tribute to Rohit Walia

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Dubai, November 5, 2025

Alpen Capital receives the Superbrands title for the 7th consecutive time

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Dubai, September 21, 2025

Alpen Capital’s latest report on the GCC Food industry was launched over a webinar featuring Kenneth D’Costa, Managing Director, Barakat Group; Garry Walsh, CEO, Investor and Strategic Advisor; Somit Banerjee, Head of Trading, Al Khaleej Sugar Co. and Rajan Gupta, Managing Director, Alpen Capital

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Dubai, September 17, 2025

GCC food sector poised for steady growth amid evolving consumer preferences, says Alpen Capital

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Dubai, July 6, 2025

Alpen Capital advises Mwasalat Holdings on the sale of its equity stake to Emirates Driving Company

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Dubai, May 27, 2025

Alpen Capital’s latest report on the GCC Education Industry was launched over a webinar featuring Alan Williamson, CEO, Taaleem; Dinesh Kothari, Chairman, Delhi Private School Dubai; Ibrahim Al Turki, CEO, Integrated Development Holding and Amjad Al Omari, Senior Director, Alpen Capital.

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Dubai, May 27, 2025

GCC student enrolment to rise by 1.5 million over the next five years, projects Alpen Capital

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Dubai, May 23, 2025

Alpen Capital Wins Two Euromoney Awards for Excellence

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Dubai, May 6, 2025

Alpen Capital advises ETC Group (ETG) in raising US$ 110 million term facility from European Investment Bank

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Dubai, April 12, 2025

Alpen Capital successfully co-manages the issuance of Jordan Ahli Bank’s perpetual bond

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India, March 17, 2025

Alpen Capital advises Shriram Finance Ltd. in raising USD 300 million

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Dubai, February 20, 2025

Alpen Capital’s GCC Healthcare Industry report was launched over a webinar followed by a panel discussion featuring Dr. Raza Siddiqui, Group CEO, Arabian Healthcare Group; Dr. Mohaymen Abdelghany, Chief Executive Officer, Fakeeh University Hospital and Olivier Tricou, Managing Director, Alpen Capital.

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Dubai, February 18, 2025

GCC Healthcare Industry set for robust growth, forecasts Alpen Capital

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Dubai, January 19, 2025

Music Icons Unite in Dubai for Alpen Capital’s 21st Global Fusion

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Dubai, December 16, 2024

Alpen Capital joins UN-supported Principles for Responsible Investment

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Dubai, September 26, 2024

UAE and Saudi Arabia to drive expansion of the GCC retail industry, says Alpen Capital

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Dubai, September 19, 2024

6th Consecutive Superbrands Award for Alpen Capital

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Dubai, July 30, 2024

Alpen Capital advises Monument Bank Ltd. on Series C1 equity raise

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Dubai, June 13, 2024

Alpen Capital’s GCC Hospitality Industry report was launched over a webinar featuring Ghazi D. Mousharafieh, Chief Financial Officer, Rotana Hotel Management; Vijay Raghavan, Group Finance Director, Arenco Group; Hala Matar Choufany, President – Middle East, Africa & South Asia, HVS; Ian Arnott, Head of Hospitality Development, Al Tamimi & Company and Sanjay Bhatia, Managing Director, Alpen Capital.

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Dubai, June 11, 2024

GCC’s Hospitality Industry to witness robust growth, forecasts Alpen Capital

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Dubai, May 22, 2024

Alpen Capital Report highlights investment opportunities amid strengthening investment ties between GCC and India

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Dubai, January 31, 2024

Alpen Capital’s GCC Insurance Industry report was launched over a webinar featuring Fareed Lutfi, Secretary General, Emirates Insurance Association and Gulf Insurance Federation; Sunil Kohli, Chief Executive Officer, Dhofar Insurance Co.; and Krishna Dhanak, Managing Director, Alpen Capital.

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Dubai, January 31, 2024

GCC Insurance Industry poised for accelerated growth in the next five years, forecasts Alpen Capital

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Dubai, January 21, 2024

Alpen Capital marks 20 Years of Global Fusion with an Enthralling Concert in Dubai

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Dubai, January 8, 2024

Alpen Capital featured among Euromoney Market Leaders for second year in a row

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Dubai, December 21, 2023

Alpen Capital closes its first transaction in Uganda

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Dubai, December 18, 2023

Alpen Capital advises Inventure Metal Products on Sale of Majority Shareholding

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Dubai, December 8, 2023

Alpen Capital on the World Finance 100 list for 2023

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Dubai, December 3, 2023

Alpen Capital joins World Benchmarking Alliance

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Dubai, November 28, 2023

Alpen Capital’s GCC Food Industry Report was launched over a webinar featuring Sanjay Bhatia, Managing Director, Alpen Capital; Fareed Lutfi, Secretary General, Emirates Insurance Association and Sunil Kohli, Chief Executive Officer, Dhofar Insurance Co.

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Dubai, November 28, 2023

Food consumption in the GCC to grow at a steady pace, says Alpen Capital

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Dubai, November 9, 2023

Alpen Capital advised Monument Bank Ltd, UK in raising the second tranche of its Series B round from Dubai Investments PJSC (“DI”)

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Dubai, October 6, 2023

Alpen Capital at IMAP’s Fall & 50th Anniversary Celebration Conference

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Dubai, October 4, 2023

Alpen Capital awarded the Superbrands Status for the fifth consecutive time

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Dubai, September 14, 2023

Alpen Capital featured in the Gulf Business Magazine

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Dubai, August 30, 2023

Alpen Capital in Gulf News’ Special Feature on Insurance in the UAE

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Dubai, August 10, 2023

Healthcare expenditure in GCC predicted to see growth

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Dubai, August 8, 2023

Alpen Capital’s GCC Education Industry report was launched over a webinar featuring Krishna Dhanak, Managing Director, Alpen Capital; Alan Williamson, CEO, Taaleem; Dr. Munirah M.Alaboudi, Education Segment Director, Ministry of Investment of Saudi Arabia and Ivor McGettigan, Partner, Al Tamimi & Company.

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Dubai, August 4, 2023

Alpen Capital on the Business Breakfast show of Dubai Eye 103.8 FM

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Dubai, August 2, 2023

Student enrolments in the GCC to grow by 1.1 million in the next five years, says Alpen Capital

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London, June 6, 2023

Rohit Walia speaks to World Finance on the firm’s work with development finance institutions and impact funders in emerging markets at the London Stock Exchange Studios

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London, May 19, 2023

Rohit Walia speaks to World Finance on the firms growing presence and recent transactions at the London Stock Exchange Studios

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Dubai, May 18, 2023

Alpen Capital advises Abu Ghazaleh Capital Management on divesting their minority shareholding in International General Insurance Holdings Limited

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Dubai, May 17, 2023

Alpen Capital advises Bank al Etihad on raising USD 20 million, 7-year subordinated debt from Finance in Motion

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Dubai, March 20, 2023

Alpen Capital’s GCC Healthcare Industry report was launched over a webinar featuring Krishna Dhanak, Managing Director, Alpen Capital; Dr. Raza Siddiqui, Group CEO, Arabian Healthcare Group & Executive Director, RAK Hospital and Vivek Shukla, Senior Growth Advisor for Healthcare Boards and CXOs

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Dubai, March 20, 2023

GCC Healthcare Industry poised for steady growth, says Alpen Capital

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Dubai, February 21, 2023

Alpen Capital announces partnership with global M&A partners, IMAP

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Dubai, January 26, 2023

Alpen Capital advises Monument Bank, UK in fund raising for its Series B round

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Dubai, January 25, 2023

Alpen Capital forms an Advisory Board

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Dubai, January 17, 2023

Alpen Capital advises Shriram Transport Finance Company Limited

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Dubai, January 15, 2023

Alpen Capital showcases Sufi dance & music at its Global Fusion concert

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Dubai, January 13, 2023

Alpen Capital and Alpen Asset Advisors launch ‘Sound Impact’

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Dubai, December 6, 2022

Alpen Capital featured among Euromoney Market Leaders 2022

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Dubai, November 15, 2022

GCC Retail Industry Returns to Steady Growth After a Period of Disruption

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Dubai, October 21, 2022

Alpen Capital felicitated at the Superbrands Gala Tribute Event

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Dubai, October 12, 2022

Alpen Capital advises Britannia Industries Ltd. to acquire businesses in Kenya

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Dubai, October 5, 2022

Dubai Chamber of Commerce awards CSR Label to Alpen Capital for the 11th consecutive time

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Dubai, September 14, 2022

Alpen Capital advises Sahyadri Farms Post Harvest Care Limited in raising growth capital

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Dubai, August 22, 2022

CNBC Africa interviews Rohit Walia for their show Closing Bell

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Dubai, August 3, 2022

Alpen Capital’s GCC Hospitality Industry report was launched over a webinar featuring Sanjay Bhatia, Managing Director, Alpen Capital; Hala Matar Choufany, President – Middle East, Africa & South Asia, HVS and Yahia Idris, Principal, Nova International.

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Dubai, August 3, 2022

GCC Hospitality Industry to witness steady growth after sharp post pandemic recovery, says Alpen Capital

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India, June 21, 2022

Alpen Capital concludes a transaction for ArthImpact Digital Loans Private Limited, India

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India, May 10, 2022

Alpen Capital advises RBL in raising USD 100 MM from US DFC

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Nigeria, March 22, 2022

Alpen Capital closes its first transaction in Nigeria

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India, March 8, 2022

Alpen Capital advises Motilal Oswal Home Finance in raising USD 50MM

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Srilanka, March 6, 2022

Alpen Capital advises National Development Bank PLC in raising a USD 75 million medium term facility

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Kenya, February 17, 2022

Alpen Capital closes its third transaction for Victoria Commercial Bank in Kenya

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Dubai, February 8, 2022

GCC Insurance Industry to witness a pickup in growth, forecasts Alpen Capital

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Dubai, February 8, 2022

Alpen Capital’s GCC Insurance Industry report was launched over a webinar featuring Krishna Dhanak, Managing Director, Alpen Capital; Fareed Lutfi, Secretary General, Gulf Insurance Federation; and Aftab Hasan, Chairman, Risk Exchange DIFC Limited.

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Dubai, February 6, 2022

Alpen Capital hosts Global Fusion concert at the EXPO 2020

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Srilanka, January 6, 2022

Alpen Capital successfully advises LB Finance, Sri Lanka in raising medium term facility

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India, December 31, 2021

Alpen Capital advises Five-Star Business Finance Limited, India in raising USD 20 million from Swedfund

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Srilanka, October 31, 2021

Alpen Capital advises DFCC Bank PLC, Sri Lanka, in raising USD 150 million from U.S. DFC

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India, October 25, 2021

Alpen Capital advises IFFCO Kisan Finance Limited, India in raising INR 700 million from KB Kookmin Bank

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Dubai, October 12, 2021

Alpen Capital advises MSH, a UAE healthcare group to divest 60% stake

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Dubai, October 4, 2021

Alpen Capital receives its 10th consecutive Dubai Chamber CSR Label

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Dubai, September 6, 2021

Alpen Capital GCC Food Industry report 2021

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Srilanka, August 1, 2021

Alpen Capital advises Sanasa Development Bank PLC, Sri Lanka in raising USD 40 million

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Dubai, July 15, 2021

Alpen Capital finds Sri Lanka’s banking and NBFI sector resilient despite challenges

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Dubai, June 29, 2021

Islamic Finance and Wealth Management industry remains resilient amidst the pandemic, says Alpen Capital and Alpen Asset Advisors

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Dubai, March 18, 2021

Krishna Dhanak on the Business Breakfast show of Dubai Eye 103.8FM

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Dubai, March 18, 2021

Krishna Dhanak’s interview with Asharq News on the GCC Education Industry

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Dubai, March 15, 2021

The GCC education sector offers new investment avenues, says Alpen Capital

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Dubai, January 25, 2021

Alpen gears up to provide Islamic Offering, constitutes Shari’ah Supervisory Board chaired by Sheikh Dr. Elgari

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Dubai, January 16, 2021

Global Fusion goes virtual in 2021

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Dubai, December 14, 2020

Alpen Capital’s Pyramids Group transaction receives M&A Advisor Award

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Dubai, November 11, 2020

COVID-19 opens a gamut of growth opportunities for the GCC Healthcare Industry, says Alpen Capital

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Dubai, October 6, 2020

Alpen Capital recognized for the ninth consecutive time with the Dubai Chamber CSR Label

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Dubai, October 5, 2020

Alpen Capital has been awarded “Superbrand Status” once again for the year 2020

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All GCC Locations, July 13, 2020

Tata International concludes a securitization transaction for its African Subsidiaries

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Srilanka, June 15, 2020

Sampath Bank secures first tranche of USD 45 million from Banks in the Middle East and South Asia

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Dubai, February 5, 2020

Alpen Capital optimistic about Sri Lankan Banking and NBFI sector

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Dubai, January 19, 2020

Alpen Capital presents ‘Queens of Melody’ at Global Fusion 2020 in Dubai

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Dubai, January 8, 2020

Alpen Capital on the World Finance 100 list of companies for 2019

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Dubai, January 6, 2020

Rohit Walia’s interview with World Finance magazine

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Dubai, December 5, 2019

Rohit Walia’s interview with CNBC Africa for their show The Entrepreneurial Edge

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Dubai, November 25, 2019

Alpen Capital receives a M&A Advisor Award

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Dubai, November 24, 2019

GCC Insurance Industry to witness growth revival, forecasts Alpen Capital

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Dubai, October 13, 2019

Alpen Capital has been awarded ‘Superbrand Status’ for the year 2019

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Dubai, October 1, 2019

Dubai Chamber awards CSR Label to Alpen Capital for the eighth time

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Dubai, September 10, 2019

The GCC food industry to witness steady and sustainable growth, forecasts Alpen Capital

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Dubai, June 19, 2019

Alpen Capital voted as a UAE Superbrand

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Dubai, April 22, 2019

Despite challenging times, long-term fundamentals to drive growth in the retail sector says Alpen Capital

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Dubai, February 3, 2019

Alpen Capital’s Global Fusion concert blends Indian, Arab and Western musical styles in Dubai

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All GCC Locations, November 13, 2018

GCC’s Education Sector anticipated to grow at a moderate pace despite challenges, says Alpen Capital report

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All GCC Locations, July 25, 2018

GCC Hospitality industry set for steady growth, says Alpen Capital

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All GCC Locations, March 26, 2018

Alpen Capital forecasts steady growth for the GCC Healthcare Industry

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Dubai, January 28, 2018

Alpen Capital’s Global Fusion concert showcases a mesmerizing union of different musical genres

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All GCC Locations, December 13, 2017

Alpen Capital’s latest report on the GCC Insurance sector highlights its growth potential

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All GCC Locations, September 25, 2017

Alpen Capital recognised once again for its commitment towards CSR with the Dubai Chamber CSR Label

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All GCC Locations, September 19, 2017

Investment opportunities in the GCC-India corridor continue to grow, says Alpen Capital

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All GCC Locations, May 22, 2017

The GCC retail industry’s long term fundamentals remain strong despite recent slowdown says Alpen Capital’s new report

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All GCC Locations, March 21, 2017

People’s Leasing & Finance, Sri Lanka secures USD 35 million funding from the Middle East market

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All GCC Locations, February 22, 2017

The GCC food industry is on a sustainable and balanced growth path says Alpen Capital’s new report

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All GCC Locations, February 5, 2017

Lanka Orix Leasing Company, Sri Lanka makes a strategic investment in Pak Oman Microfinance bank

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Dubai, January 29, 2017

Alpen Capital hits high musical notes with yet another successful Global Fusion

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All GCC Locations, January 3, 2017

Oman ORIX Leasing Company raises USD 25 million bilateral term facilities from regional banks

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All GCC Locations, December 7, 2016

Steady fundamentals drive the growth of the GCC Automobile sector despite short-term pressure says Alpen Capital’s new report

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All GCC Locations, October 31, 2016

Alpen Capital (ME) Limited establishes a branch office in the Abu Dhabi Global Market

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All GCC Locations, October 27, 2016

Alpen Capital recognised once again for its commitment towards CSR with the Dubai Chamber CSR Label

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All GCC Locations, August 23, 2016

Strong fundamentals drive long-term growth of the GCC Hospitality industry, says Alpen Capital in its latest report

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All GCC Locations, June 5, 2016

Union Properties signs an AED 290 million Project Finance Facility

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All GCC Locations, May 2, 2016

GCC’s Education Sector on a steady growth path, says Alpen Capital report

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All GCC Locations, April 12, 2016

Mr. Dharmendra Pradhan, Indian Minister of State for Petroleum & Natural Gas addresses a round table on investment opportunities in India

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All GCC Locations, February 16, 2016

Alpen Capital predicts steady growth for the GCC Healthcare industry

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Oman, UAE, February 14, 2016

Supporting Growth of the Hydrocarbon Sector in the Sultanate Bank Nizwa signs USD 50 million Shari’a- compliant financing agreement with Hydrocarbon Finder E&P LLC

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Dubai, January 31, 2016

Alpen Capital’s twelfth annual musical concert Global Fusion a grand success

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All GCC Locations, January 13, 2016

Major UAE and Oman Banks along with Asian Development Bank fund LOLC Finance PLC, Sri Lanka

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All GCC Locations, October 13, 2015

The GCC Insurance industry set for steady growth

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All GCC Locations, October 12, 2015

Alpen Capital advises Al Bayan Group on the sale of their water business to Agthia

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All GCC Locations, September 30, 2015

Alpen Capital publishes its CSR report – Alpen Care – A decade of CSR commitment

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Qatar, UAE, July 28, 2015

Renaissance Group Prices UAE 125 MN 7.900% Dual-Currency Perpetual Bond

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All GCC Locations, June 23, 2015

GCC Construction Industry witnessing a growth phase says Alpen Capital

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All GCC Locations, April 28, 2015

Sustainable growth forecast for the GCC Food Industry says Alpen Capital

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All GCC Locations, April 26, 2015

Alpen Capital recognized by the Dubai Chamber CSR Label for the fourth consecutive year

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All GCC Locations, April 12, 2015

Mr. Jayant Sinha, Indian Union Minister of State for Finance addresses UAE business leaders on investment opportunities in India

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All GCC Locations, February 10, 2015

Alpen Capital LLC – Abu Dhabi licensed by Securities and Commodities Authority

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Dubai, February 1, 2015

Alpen Capital’s musical concert Global Fusion a resounding success

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All GCC Locations, January 27, 2015

Alpen Capital study forecasts promising growth for retail sector across GCC

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Dubai, November 19, 2014

Jindal Saw closes club facility of AED 465 million (app. Rs 775 crores) for UAE operations

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All GCC Locations, September 24, 2014

GCC Hospitality Industry to sustain its growth momentum, says Alpen Capital

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All GCC Locations, September 15, 2014

Alpen Capital Saudi Arabia commences operations

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All GCC Locations, July 2, 2014

GCC Education sector undergoing an exciting phase of growth, says Alpen Capital’s latest report

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Other GCC Locations, April 22, 2014

Healthcare sector in GCC poised for unprecedented growth, says Alpen Capital

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Qatar, April 22, 2014

Qatar to be one of the fastest growing markets for healthcare in the region, says Alpen Capital

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UAE, April 22, 2014

UAE to be one of the fastest growing markets for healthcare in the region, says Alpen Capital

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UAE, April 9, 2014

Alpen Capital highlights Emirati Artists at the Visions for Tomorrow Art Exhibition

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All GCC Locations, India, April 1, 2014

Zuari Agro Chemicals Limited and Ras Al Khaimah Maritime City sign definitive agreements to setup an Integrated DAP Manufacturing Facility

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All GCC Locations, March 31, 2014

Alpen Capital recognised for its CSR efforts by the Dubai Chamber of Commerce and Industry

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All GCC Locations, March 24, 2014

Alpen Capital’s excellence in research recognized by Banker Middle East

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All GCC Locations, March 3, 2014

Alpen Capital predicts strong growth for the GCC Aviation sector

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Dubai, February 17, 2014

Alpen Capital advises DIPDC on its landmark Sukuk offering

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UAE, February 2, 2014

Alpen Capital celebrates ten years of its operations in Dubai with the Global Fusion concert

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Dubai, January 21, 2014

Alpen Capital launches Alpen Asset Advisors Limited, an independent asset management company in the DIFC

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Dubai, December 11, 2013

Alpen Capital and Bank Sarasin-Alpen launch the cricket book ‘Portraits of the Game III’ by Shyam Bhatia

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Dubai, November 13, 2013

DIFC joins hands with Alpen Capital and Bank Sarasin-Alpen to promote diabetes awareness

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All GCC Locations, November 5, 2013

GCC is emerging as an attractive investment destination, says Alpen Capital’s latest industry report

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All GCC Locations, July 1, 2013

Robust growth potential for the GCC Insurance sector, says Alpen Capital’s latest industry report

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Dubai, June 20, 2013

Alpen Capital awarded the “Best Investment Bank” at the Banker Middle East Industry Awards 2013

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UAE, May 14, 2013

Sheikh Mohammed Bin Rashid Al Maktoum Patrons of the Arts Award honours Alpen Capital and Bank Sarasin-Alpen for their contribution to the arts for the fourth consecutive year

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All GCC Locations, May 1, 2013

Alpen Capital’s GCC Food Industry report highlights the growth opportunities in the GCC food sector

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All GCC Locations, April 17, 2013

Alpen Capital Appoints Edward Villiers of Rabobank International as a Board Member

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All GCC Locations, India, April 9, 2013

NASDAQ Dubai visits India to discuss capital-raising options for Indian companies

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All GCC Locations, April 3, 2013

Alpen Capital wins the “Best Research House” award at the Banker Middle East Industry Awards for a second time

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Published by Arabian Business (Arabic), March 31, 2013

Investment Landscape in Middle East – Rohit Walia – Alpen Capital

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March 31, 2013

Banking on Success: Rohit Walia – Alpen Capital

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Published by Calcus Middle East, March 31, 2013

Connecting you with the right opportunities!

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All GCC Locations, March 31, 2013

Alpen Capital projects sustainable growth for the GCC Pharmaceutical sector

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Dubai, March 25, 2013

Alpen Capital and Bank Sarasin-Alpen awarded the Dubai Chamber CSR Label for a second year in a row

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All GCC Locations, March 5, 2013

Alpen Capital announces the launch of operations in Saudi Arabia

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Dubai, February 3, 2013

His Highness Sheikh Saud Bin Saqr Al Qasimi graces the Global Fusion concert hosted by Alpen Capital and Bank Sarasin-Alpen

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All GCC Locations, India, January 29, 2013

Alpen Capital India Private Limited establishes a presence in Kolkata

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All GCC Locations, January 23, 2013

Alpen Capital partners with Dubai Cares to unveil Burj Khalifa structure

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All GCC Locations, January 9, 2013

Alpen Capital recognized as one of the top companies in World Finance 100 list for 2013

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Muscat, December 19, 2012

Alpen Capital and Sarasin-Alpen pledge their support to the Association for the Welfare of the Handicapped

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Dubai, December 4, 2012

Alpen Capital forecasts a period of steady growth for the GCC Retail industry

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All GCC Locations, India, November 18, 2012

Zuari Agro Chemicals Limited and Ras Al Khaimah Maritime City partner to setup an Integrated DAP Manufacturing Facility

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Muscat, November 9, 2012

Alpen Capital and Sarasin-Alpen celebrate the fifth year of their operations in Muscat

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All GCC Locations, October 7, 2012

The GCC Hospitality sector set to grow, says Alpen Capital

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India, August 28, 2012

Alpen Capital India Private Limited opens an office in Bengaluru

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Dubai, June 26, 2012

Alpen Capital successfully closes a landmark cross border M&A transaction

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Dubai, June 20, 2012

The business of education: GCC Education sector poised for robust growth

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Dubai, June 13, 2012

Alpen Capital awarded the “Best Investment Bank” at the Banker Middle East Industry Awards 2012

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Doha, May 29, 2012

Alpen Capital Qatar and The First Investor advise on a strategic investment in Bin Omran Trading & Contracting Co.

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All GCC Locations, May 2, 2012

Alpen Capital highlights scope of strengthening economic ties between GCC and India in its research paper

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UAE, May 1, 2012

Alpen Capital and Bank Sarasin-Alpen awarded the CSR Label by the Dubai Chamber

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Dubai, April 9, 2012

Sheikh Mohammed Bin Rashid Al Maktoum Patrons of the Arts Award recognizes Alpen Capital and Bank Sarasin-Alpen for their contribution to the Arts for a third year in a row

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Doha, March 27, 2012

Strong economic fundamentals to drive the growth of the GCC construction sector, says Alpen Capital’s latest GCC Construction industry report

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Doha, February 23, 2012

Alpen Capital and Bank Sarasin-Alpen host another successful Global Fusion concert in Doha

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Doha, February 14, 2012

Alpen Capital and Bank Sarasin-Alpen bring Global Fusion to Doha once again

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Dubai, January 29, 2012

An all women line up captivates audience at the Global Fusion

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All GCC Locations, January 12, 2012

Alpen Capital and Bank Sarasin-Alpen organize an all women Global Fusion

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Media Inquiries

Sameena Ahmad
Corporate Affairs
Tel: +971 4 363 4300

Rozat Kamal
Corporate Affairs
Tel: +971 4 363 4321